Below you'll find a list of all posts that have been categorized as “Blog”
Selling a business is the result of years of work, planning, and commitment. While arriving at this milestone deserves proper recognition, it’s important to be aware of and plan for the potential tax liabilities that accompany the transaction. Chief among those is the capital gains tax, the sum that applies to the profits of your sale. Other tax obligations include depreciation recapture, sales …
You have life goals. But have you done your financial planning to pursue your goals, dreams, and aspirations? In this video, Philip Rosenau with Paragon Wealth Management talks about the price you might pay for postponing your financial planning. Watch this video to learn more. About Philip Philip Rosenau is Financial Advisor and Founding Partner at Paragon Wealth Management, a financial services firm …
IRA and 401(k) planning for business owners are critical parts of running a small business. Subtle differences between various plans can affect how you pursue your goals. Two common investment vehicles for retirement are SEP-IRAs and 401(k) plans. Discover the differences between them and how to decide what’s best for your business. Understanding Individual 401(k) Plans 401(k) plans are essentially savings accounts employers …
Remember how everyone was predicting a recession for the past two years? Well, it never happened. Now, something similar might be happening with the job market and interest rate expectations. Many experts think there will be fewer job openings and more unemployment soon. That would likely lead the Federal Reserve (the Fed) to lower interest rates, which is what they …
I get questions all the time from clients who want to understand risk tolerance. Questions like: “What are the different types of investment risk?” “How much risk is just right?” and “How much risk is too much?” While those are all good questions, the truth is that investment risk tolerance is unique for each individual; it’s not possible to answer …
As a founding member and financial advisor at Paragon Wealth Management, I’m proud of the robust selection of financial planning services we offer. I wrote this article to provide a snapshot of our knowledge and experience and also demonstrate how you can participate in the planning process. Let’s start by briefly exploring our service offerings and how they help. Then we’ll take a …
February can often feel like winter’s overstayed welcome – short days, icy commutes, and a historically sluggish stock market can leave you longing for spring. But this year, as of the end of February, the S&P 500 has blossomed early, delivering a return of around 7% year-to-date. Just like the spring flowers pushing through the cold ground, this early success …
Part of Phil Rosenau’s journey to becoming a financial advisor included discovering he was wasting time working with Excel spreadsheets instead of working with people. If you’re looking for a financial advisor with a personal touch, watch this quick video to learn how Phil entered the financial industry, and how his experience can help you pursue your financial goals with …
Divorce is painful, and for women considering one or going through one, it’s common to feel alone, worried, and confused—especially about your financial future. A divorce can greatly impact your finances, often in unexpected ways. Financial planning can play a key role in helping you through this stressful transition. After a divorce, women may suffer additional financial strain from caring for children, …
The stock market’s performance this year has been reminiscent of a well-paced marathon runner: steady progress with occasional pauses for breath. As of February 15th, the S&P 500 has cruised to a 5.45% gain, even crossing the 5,000 mark – a significant milestone for many investors. However, like any marathoner, the market might be approaching a strategic rest stop. The …
