Below you'll find a list of all posts that have been categorized as “Blog”
Healthcare Planning Before Medicare: Bridging the Gap to Age 65 Retiring before age 65 can be an exciting milestone. But between the last day of work and the first day of Medicare coverage, there may be an important, and potentially expensive, gap to plan for. For people who have received health insurance through their employer for most of their careers, …
Paragon Perspectives—The Long Watch: A long-term view on markets, economics, and investing Over the summer, the mood in the stock market has been driven more by strong corporate earnings and continued enthusiasm around the AI buildout than by Iran and oil prices. The rally has also broadened beyond just a handful of chip companies, with smaller companies, financials, industrials, and …
Trump Account Strategy: A Potential Wealth-Building Opportunity for Your Kids When it comes to building wealth, time is one of the most powerful tools an investor has. The earlier you start, the more years compound growth has to work in your favor. That’s why the new Trump Account has generated so much interest. While the government-funded contribution grabs the headlines, …
Financial Planning for Business Owners, Build More Than Just a Successful Business Owning a business often means wearing many hats. You’re focused on serving clients, managing employees, overseeing operations, and planning for growth. With so many responsibilities competing for your attention, personal financial planning can easily take a back seat. The challenge is that many business owners unintentionally tie nearly …
The Top 5 Money Mistakes We See and How to Avoid Them Managing your finances doesn’t require perfection. In fact, many financial setbacks come from a handful of common mistakes that can affect people at any income level. The encouraging news is that most of these mistakes are avoidable with awareness, planning, and a few intentional habits. Here are five …
Retirement Planning for Young Adults: Why Starting Early Can Make All the Difference When you’re in your 20s or 30s, retirement may feel like a distant concept. After all, you’re likely focused on building a career, paying off student loans, buying a home, raising a family, or simply managing the day-to-day realities of adulthood. With so many immediate priorities, retirement …
A lot of people don’t realize there are actually two completely different strategies for paying off debt. Choosing the right one can make a significant difference in how quickly you eliminate your balances and it could potentially save you thousands of dollars in interest over time. As a financial advisor, one of the most common questions I hear is:“What’s the best way to …
For years, cash was often viewed as a necessary but unproductive part of a financial plan. With interest rates hovering near zero, many investors accepted that their checking and savings accounts would generate little to no return. Today’s environment is different. Higher interest rates have created opportunities for individuals, families, and business owners to earn meaningful income on cash reserves …
Somehow, we’re already halfway through the year. Which makes this the perfect time to pause and ask an important question: Does your financial plan still reflect your current life and goals? A mid-year financial check-in isn’t about judging yourself for forgotten resolutions or imperfect budgeting. It’s simply an opportunity to make thoughtful adjustments before the year moves too much further …
