Below you'll find a list of all posts that have been categorized as “Blog”
For years, cash was often viewed as a necessary but unproductive part of a financial plan. With interest rates hovering near zero, many investors accepted that their checking and savings accounts would generate little to no return. Today’s environment is different. Higher interest rates have created opportunities for individuals, families, and business owners to earn meaningful income on cash reserves …
Somehow, we’re already halfway through the year. Which makes this the perfect time to pause and ask an important question: Does your financial plan still reflect your current life and goals? A mid-year financial check-in isn’t about judging yourself for forgotten resolutions or imperfect budgeting. It’s simply an opportunity to make thoughtful adjustments before the year moves too much further …
If you’re raising children, you’ve probably asked yourself at least one of these questions: You’re not alone. College planning can feel overwhelming, especially as tuition costs continue to rise. The good news is that creating a successful education savings strategy doesn’t require perfection, it simply requires a thoughtful plan. Here are some of the most common college savings questions parents …
Retirement planning is not a “set it and forget it” process. Life changes. Markets change. Income needs change. And over time, even a strategy that once felt appropriate can quietly drift away from what a retiree actually needs. At Paragon Wealth Management, we often remind clients that one of the most important parts of financial planning is not simply creating …
Paragon Perspectives: Recently Divorced? Start With These 4 Financial Priorities Divorce brings a mix of emotional and financial change, and it’s completely normal for it to feel overwhelming at first. When everything feels urgent, it’s easy to try to tackle everything at once but that often leads to more stress, not clarity. The reality is, a few key financial decisions …
Paragon Perspectives: Why Your Budget Feels Fine… Until Summer Starts Every year, it happens the same way. The budget is working, spending feels under control, and everything is on track, until summer arrives. Suddenly, expenses creep up, routines change, and what felt manageable just a few weeks ago starts to feel stretched. It’s not a lack of discipline. It’s a …
A long-term view on markets, economics, and investing Markets Often Recover Faster Than Fear Does Everywhere we look, spring is starting to show up again. The grass is getting greener, the trees are blooming, the days are longer, and people are sneezing like it is an Olympic sport. Spring is supposed to be a season of renewal, when the darkness …
When was the last time you reviewed your 401(k)? Be honest, if you had to log in right now, would you remember your password… or even what you’re invested in? If that question made you pause, you’re not alone. And you might be making one of the most common (and costly) retirement mistakes. The Problem: “Set It and Forget It” …
Making The Most of AMT Credits: A Guide for Executives with Stock Options If you’ve ever exercised incentive stock options (ISOs) and were surprised by a larger-than-expected tax bill, you’ve likely met the Alternative Minimum Tax (AMT). The silver lining? That extra tax you paid may not be gone forever, it could come back to lower future taxes through what’s …
Paragon Perspectives: The Long Watch A long-term view on markets, economics, and investing Markets, Oil, and the Strait of Hormuz It seems like not a month goes by without some major event taking over the headlines. Last month it was the supposed demise of the software industry at the hands of artificial intelligence. This month it’s Operation Epic Fury and …
