Below you'll find a list of all posts that have been categorized as “Blog”
More Than Just Returns: How Good Advice Can Add 3% (and a Lot of Confidence) If you’ve ever wondered what your financial advisor really does besides tell you to stay the course, rebalance your 401(k), or send polite reminders about Roth contributions… this one’s for you. We’re celebrating 25 years of Vanguard’s Advisor’s Alpha® framework—a concept that proves good advice …
By Ricardo Ferreira | August 2025 At Paragon Wealth, in Doylestown, we believe clarity and discipline are especially valuable when markets send mixed messages. If you’ve been reading headlines lately, you might assume the U.S. economy is teetering—slower job growth, no clear signal from the Fed, and persistent grumbling about inflation. But under the hood, things are far more nuanced—and …
Paragon Perspectives: The Long Watch 2025 Mid-Year Market & Economic Update As of June 30, the S&P 500 has posted a solid 5.5% gain year-to-date. That’s not fireworks-in-the-sky performance, but in a year featuring war headlines, political wrangling, TikTok finance theories, DOGE chatter, and tariff tension worthy of a Netflix drama, it’s a reminder that markets have a way of …
When clients ask, “How do you decide which stocks go in my portfolio?”—we know they’re not just making small talk. They want to understand the thought process behind something that can seem opaque and intimidating. So, let’s pull back the curtain.Step 1: Start With YouBefore a single stock ticker enters the chat, we start with you—your goals, timeline, risk tolerance, …
Navigating a Volatile 2025 with Resilience and Discipline Volatility Is Back As we reach the midpoint of 2025, one thing is clear: volatility has returned. This year’s market environment has been more tightrope than runway. Political posturing over tariffs, debates around interest rate policy, questions about Federal Reserve independence, a frothy tech sector, and the growing weight of U.S. debt …
What’s the Smarter Financial Move for You? Because “monthly payment” is only half the story. Two Keys, Two Roads Leasing and buying a car can feel like a simple choice—until you realize it’s less about the car and more about your overall financial picture. At Paragon Wealth, we’re big fans of asking why before what. So let’s take a closer …
Paragon Perspectives: Things I Wish I Knew in My 20s (And You Should Know Now) Ah, your 20s—the decade of big dreams, small paychecks, and financial advice that sounds a lot like “just stop buying coffee.” If I could hop in a time machine and give my younger self some advice, here’s what I’d say—minus the lecture tone, promise. Live …
To Recession or Not to Recession: Are We Asking the Right Question?If 2025 is teaching us anything, it’s that economic forecasting is starting to feel like weather predictions: frequently wrong, yet strangely addictive.Lately, economic pundits have been duking it out over the probability of a recession in 2025. Some cite rising policy uncertainty under the Trump administration, with rapid-fire decisions …
Relocating for Retirement: Is It Worth Chasing Lower Taxes? As retirement approaches, it’s only natural to start dreaming about warmer weather, fewer responsibilities, and—ideally—a little less attention from the tax man. The idea of relocating to a “tax-friendly” state is appealing, especially if you’ve spent decades watching your income get picked apart by federal, state, and local taxes. But before …
Who Are You Investing Your Retirement Funds For—You or Your Kids? You’ve spent a lifetime building wealth, saving diligently, and making smart investment decisions. Now you’re in retirement—or close to it—and there’s a new question worth asking: Are you still investing for your retirement… or are you really investing for your kids? For many affluent retirees, the answer is somewhere …
