With year-end planning in full swing, let’s talk about something often overshadowed by retirement accounts and tax deadlines: the humble emergency fund. This financial safety net might not be flashy, but it’s your quiet hero in times of crisis. And if you’re recently single or a business owner, that “quiet hero” might be more important than ever. Here’s why an …

October is Financial Planning Month—yes, it’s a thing, and no, there won’t be fireworks. But it does offer a perfect reminder to make sure your financial house is in order. One of the most overlooked yet crucial tasks? Reviewing your beneficiary designations. It may not be glamorous, but it can save your loved ones a lot of trouble down the …

When it comes to retirement, single women face unique challenges. And while Social Security planning can be a crucial component for pursuing a reliable retirement income stream, it also adds a layer of complexity. That’s why understanding how to optimize Social Security options is essential.  In this article, I provide key insights into the factors to consider when navigating Social Security …

As a single woman, do you worry about your financial future? In this video, Phil Rosenau talks about financial planning for single women and three strategies to help women build financial stability. He discusses everything from building a strong financial foundation to retirement planning. Watch this video to learn more. About Philip Philip Rosenau is Financial Advisor and Founding Partner at …

Historically, the American presidential election impact on investments has ranged from merely choppy to highly volatile. The stock market generally reflects political uncertainty to some degree as investors wonder about future policies the winner may endorse. Stark differences in economic policy among current candidates complicate the market even further. Whatever effect the upcoming results may have on the stock market, it’s important …

Selling a business is the result of years of work, planning, and commitment. While arriving at this milestone deserves proper recognition, it’s important to be aware of and plan for the potential tax liabilities that accompany the transaction. Chief among those is the capital gains tax, the sum that applies to the profits of your sale. Other tax obligations include depreciation recapture, sales …

You have life goals. But have you done your financial planning to pursue your goals, dreams, and aspirations? In this video, Philip Rosenau with Paragon Wealth Management talks about the price you might pay for postponing your financial planning. Watch this video to learn more. About Philip Philip Rosenau is Financial Advisor and Founding Partner at Paragon Wealth Management, a financial services firm …

As a founding member and financial advisor at Paragon Wealth Management, I’m proud of the robust selection of financial planning services we offer. I wrote this article to provide a snapshot of our knowledge and experience and also demonstrate how you can participate in the planning process. Let’s start by briefly exploring our service offerings and how they help. Then we’ll take a …

Part of Phil Rosenau’s journey to becoming a financial advisor included discovering he was wasting time working with Excel spreadsheets instead of working with people. If you’re looking for a financial advisor with a personal touch, watch this quick video to learn how Phil entered the financial industry, and how his experience can help you pursue your financial goals with …