Planning Your Retirement

10 Year Countdown

The final years leading up to retirement are an exciting but critical time. You’ve worked hard, built a successful career, and accumulated wealth—but now it’s time to ensure you’re fully prepared for the next chapter.

At Paragon Wealth, we’re here to help you navigate this pivotal decade with confidence, clarity, and a well-crafted plan designed to manage and preserve what you’ve earned.

Challenges & Concerns

The years leading up to retirement bring their own set of unique questions and challenges, even for affluent families who have successfully managed their finances:

  • Will I Have Enough to Retire Comfortably?: Even with a strong financial foundation, you may wonder if your savings and investments are truly enough to sustain your ideal lifestyle through retirement.
  • Balancing Risk and Growth: Striking the right balance between protecting your wealth and allowing it to grow over the next decade is crucial. Market uncertainty can make this balance tricky without the right guidance.
  • Income Planning: It’s one thing to save for retirement, but quite another to create a reliable income strategy to last through it. Structuring withdrawals, managing taxes, and maximizing income streams can be complex.
  • Healthcare and Long-Term Care: Planning for future health-related expenses and ensuring that your healthcare needs are met without compromising your financial security is a top priority.

At Paragon Wealth, we understand that these are not just financial decisions—they’re decisions about how you want to live your life. Our goal is to help you enter retirement feeling fully prepared and excited for what’s ahead.

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Our Approach

Our approach to working with affluent families in the final 10 years before retirement is rooted in loyalty, flexibility, and personalization. We begin by understanding your vision for retirement. Whether you dream of traveling the world, spending more time with family, or simply enjoying a life without financial worries, we take the time to understand what matters most to you.

We work closely with you to develop a customized strategy that aligns with your lifestyle goals while taking into consideration your existing financial picture. Our focus is on creating a comprehensive roadmap that ensures your wealth is not only preserved but continues to work for you throughout your retirement years.

Our team offers proactive advice and consistent support to ensure you feel confident in your decisions. We view this final decade as a time to solidify your financial position, make key adjustments, and establish a clear path toward a fulfilling and enjoyable retirement.

How We Help
At Paragon Wealth, we personally manage your investments in-house, avoiding cookie-cutter approaches. We understand that every client’s needs are unique, which is why we craft individualized strategies using a range of investment vehicles, including individual stocks, bonds, ETFs, and alternative asset classes.
Retirement Income Planning
Our goal is to help transform your assets into a sustainable income stream. This includes structuring withdrawals, managing Social Security benefits, and working towards your retirement goals.
Balancing Risk & Growth
As you approach retirement, your risk tolerance changes. Our hands-on approach ensures your portfolio strikes the right balance between growth and capital preservation, providing a personalized and diversified strategy that adapts to your evolving needs.
Tax Efficiency
We develop a tax strategy to minimize liabilities and ensure your retirement income is as efficient as possible. Whether it's tax-advantaged withdrawals or managing required minimum distributions (RMDs), we keep your taxes in check.
Healthcare & Long-Term Care Planning
We help you evaluate your options for healthcare coverage and long-term care, so you can be prepared for any scenario and feel confident knowing your health needs won’t disrupt your financial plans.
Lifestyle & Legacy Planning
Our goal is for you to achieve your vision for retirement and work toward a legacy that lasts for generations. Whether it’s funding your grandchildren’s education, making charitable donations, or simply enjoying your time, we’re here to help you make those dreams a reality and ensure your legacy endures.
Ongoing Monitoring & Adjustments
We know that life and markets are unpredictable, which is why we continue to work with you throughout this period, making necessary adjustments to ensure your plan stays on track.

Your Retirement, Your Vision

At Paragon Wealth, we see ourselves as more than just advisors—we’re your loyal partners in making the most of what you’ve built. With our guidance, you can move into this new chapter with the assurance that every detail has been considered and your plan has been thoughtfully crafted for your unique goals.

Let us help you approach retirement with excitement, not apprehension, and build a financial foundation that supports the lifestyle you’ve earned. Together, we’ll make the next chapter your best yet.