{"id":7419,"date":"2025-02-02T15:08:39","date_gmt":"2025-02-02T15:08:39","guid":{"rendered":"https:\/\/paragon-wealth.com\/?p=7419"},"modified":"2025-02-02T15:08:40","modified_gmt":"2025-02-02T15:08:40","slug":"paragon-perspectives-financial-smarts-for-kids-and-young-adults","status":"publish","type":"post","link":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/","title":{"rendered":"Paragon Perspectives: Financial Smarts for Kids and Young Adults"},"content":{"rendered":"\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"x-resp-embed x-is-video x-is-youtube\"><iframe loading=\"lazy\" title=\"Paragon Perspectives: Financial Smarts for Kids and Young Adults\" width=\"1480\" height=\"833\" src=\"https:\/\/www.youtube.com\/embed\/44W3PVwNMEE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div><\/figure>\n\n\n\n<p>Let\u2019s be honest: when most of us were kids, \u201cmoney management\u201d meant deciding whether to spend our allowance on candy or save it for something big\u2014like <em>more candy<\/em>. But here\u2019s the thing: teaching kids and young adults about money early on is like giving them a superpower. And not the kind where they can fly or become invisible (although that\u2019d be cool), but the kind that helps them build a confident future.<\/p>\n\n\n\n<p>In our latest <em>Financial Smarts<\/em> video, we break down four essential money lessons in plain, easy-to-understand terms. Spoiler: there\u2019s no boring finance jargon here, just practical advice and a dash of humor. Let\u2019s dive in!<\/p>\n\n\n\n<p><strong>Lesson 1: What <em>Is<\/em> Money, Anyway?<\/strong><\/p>\n\n\n\n<p>Before we get into saving and growing your cash, let\u2019s define money. It\u2019s not just green paper or shiny coins you find between couch cushions\u2014it\u2019s a tool. Think of it like a Swiss Army knife: you can use it to buy things you need (like food) or things you really, really want (like that new gaming console).<\/p>\n\n\n\n<p>The key takeaway? Money is limited, so you have to make smart choices about how to use it. If you think of money as a tool to build your future, you\u2019re already ahead of the game.<\/p>\n\n\n\n<p><strong>Pro Tip for Parents<\/strong>: Start with a simple game: give your kids a small budget and let them plan a \u201cmini shopping spree.\u201d It\u2019s a fun way to teach them about making trade-offs.<\/p>\n\n\n\n<p><strong>Lesson 2: Saving\u2014It\u2019s Like Planting a Money Tree<\/strong><\/p>\n\n\n\n<p>Saving money might sound boring, but trust us\u2014it\u2019s anything but. Think of saving as planting a tree. You start with a tiny seed (or, in this case, a few dollars), and over time, with consistent effort, that tree has the potential to grow big and strong.<\/p>\n\n\n\n<p>For kids and young adults, the idea of saving can seem like \u201cgiving up\u201d something today. But here\u2019s the reality: saving isn\u2019t about sacrifice; it\u2019s about preparation. Whether it\u2019s a new bike, a first car, or that epic spring break trip, saving a little now means having what you need later.<\/p>\n\n\n\n<p><strong>Pro Tip for Everyone<\/strong>: Start small. Even setting aside $1 or $5 every week can lead to big things over time. Bonus points if you give your piggy bank a cool name, like \u201cSir Saves-a-Lot.\u201d<\/p>\n\n\n\n<p><strong>Lesson 3: Compound Interest\u2014The Money Snowball<\/strong><\/p>\n\n\n\n<p>Now for the real magic trick: compound interest. Imagine a snowball rolling downhill, picking up more snow as it goes. That\u2019s what happens when you save money in an account that earns interest. Over time, your money earns interest, then that interest earns more interest, and so on. It\u2019s like your dollars are having a party, and every year they invite more dollars to join in.<\/p>\n\n\n\n<p>Let\u2019s break it down: if you save $100 and earn 5% interest annually, by the end of the first year, you\u2019ve got $105. Next year, you\u2019re earning interest on $105, not just $100. Over a few years, that small snowball becomes an avalanche of savings.<\/p>\n\n\n\n<p>This is a hypothetical example and is not representative of any specific situation. Your results will vary. The hypothetical rates of return used do not reflect the deduction of fees and charges inherent to investing.<\/p>\n\n\n\n<p><strong>Pro Tip for Future Financial Wizards<\/strong>: Start early. The earlier you start saving, the longer compound interest has to work its magic. Think of it as giving Future You the best gift ever.<\/p>\n\n\n\n<p><strong>Lesson 4: Why Think About the Future Now?<\/strong><\/p>\n\n\n\n<p>Sure, the future might seem like a million years away when you\u2019re a kid or young adult. But here\u2019s the deal: the habits you build now will shape the life you\u2019ll have later. Saving money when you\u2019re young is like laying the foundation for a house\u2014you don\u2019t see it, but it\u2019s holding everything up.<\/p>\n\n\n\n<p>Future You will thank you for starting now. Whether it\u2019s having the freedom to travel, start a business, or retire early, your future self will appreciate every penny you save today.<\/p>\n\n\n\n<p><strong>Pro Tip for Parents<\/strong>: Encourage kids to set a fun, short-term savings goal, like buying their favorite toy or a concert ticket. Achieving that goal shows them the power of saving and motivates them to keep going.<\/p>\n\n\n\n<p><strong>The Bottom Line<\/strong><\/p>\n\n\n\n<p>Teaching kids and young adults about money doesn\u2019t have to be boring or complicated. It\u2019s about planting seeds of knowledge (and savings!) early, so they can grow into confident, financially savvy adults. And remember: it\u2019s never too early\u2014or too late\u2014to start.<\/p>\n\n\n\n<p>Want to learn more? Check out our <em>Financial Smarts<\/em> video for a deeper dive into these lessons, complete with helpful tips and entertaining visuals. Who knew learning about money could be this fun?<\/p>\n\n\n\n<p><strong>About Phil Rosenau<\/strong><\/p>\n\n\n\n<p>As a graduate of Germantown Academy,&nbsp;<a href=\"https:\/\/paragon-wealth.com\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">Phil Rosenau<\/a>&nbsp;earned his bachelor\u2019s degree in economics at Drew University, while also earning a minor in business management. His passion for creating and maintaining business relationships drove him to join the Prudential Advisors team, where he met Charlie and Ricardo before starting Paragon Wealth together.<\/p>\n\n\n\n<p><a href=\"https:\/\/paragon-wealth.com\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">Phil<\/a>&nbsp;is a lifelong resident of Bucks County and the son of a local entrepreneur. He understands the unique needs of small business owners, takes pride in providing his clients with the knowledge to understand their unique financial situation, and helping them navigate their financial future with confidence. He enjoys spending time with his wife, Caroline, and two children, he is the current president of the&nbsp;<a href=\"https:\/\/mdmnetworking.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">MDM networking group<\/a>, and he is active with the local CrossFit community. Phil is also proud to be part of the Drew University Lacrosse Legacy where he played all four years. You can find Phil&nbsp;<a href=\"https:\/\/www.linkedin.com\/in\/philiprosenau\/\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>&nbsp;on LinkedIn, or&nbsp;<a href=\"https:\/\/www.facebook.com\/philip.rosenau.9\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>&nbsp;on Facebook.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-b26c53a934441dbd8ba0165c86679d30\"><a><em>The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.&nbsp;All investing involves risk including loss of principal. No strategy assures success or protects against loss.<\/em><\/a><\/p>\n\n\n\n<p><em>Securities offered through LPL Financial, Member FINRA\/SIPC. Investment advice offered through Great Valley Advisor Group, a Registered Investment Advisor. Paragon Wealth Management and Great Valley Advisor Group are separate entities from LPL Financial.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let\u2019s be honest: when most of us were kids, \u201cmoney management\u201d meant deciding whether to spend our allowance on candy or save it for something big\u2014like more candy. But here\u2019s the thing: teaching kids and young adults about money early on is like giving them a superpower. And not the kind where they can fly or become invisible (although that\u2019d &#8230; <\/p>\n<div><a href=\"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/\" class=\"more-link\">Read More<\/a><\/div>\n","protected":false},"author":7,"featured_media":7420,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7419","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.8.0 - aioseo.com -->\n\t<meta name=\"description\" content=\"Let\u2019s be honest: when most of us were kids, \u201cmoney management\u201d meant deciding whether to spend our allowance on candy or save it for something big\u2014like more candy. But here\u2019s the thing: teaching kids and young adults about money early on is like giving them a superpower. And not the kind where they can fly\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Lori Carroll\"\/>\n\t<meta name=\"google-site-verification\" content=\"z0W3Lwmbkaf0vbTZSNWZ1MSuJVhEw-Ju3LMpUg0Jk1c\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 4.8.0\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Paragon Wealth Management - Dedicated to professionally supporting, educating, and providing informed direction to each and every client.\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Paragon Perspectives: Financial Smarts for Kids and Young Adults - Paragon Wealth Management\" \/>\n\t\t<meta property=\"og:description\" content=\"Let\u2019s be honest: when most of us were kids, \u201cmoney management\u201d meant deciding whether to spend our allowance on candy or save it for something big\u2014like more candy. But here\u2019s the thing: teaching kids and young adults about money early on is like giving them a superpower. And not the kind where they can fly\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/paragon-wealth.com\/wp-content\/uploads\/paragon-logo.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/paragon-wealth.com\/wp-content\/uploads\/paragon-logo.png\" \/>\n\t\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t\t<meta property=\"og:image:height\" content=\"153\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-02-02T15:08:39+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-02-02T15:08:40+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/paragonwealthdoylestown\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Paragon Perspectives: Financial Smarts for Kids and Young Adults - Paragon Wealth Management\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Let\u2019s be honest: when most of us were kids, \u201cmoney management\u201d meant deciding whether to spend our allowance on candy or save it for something big\u2014like more candy. But here\u2019s the thing: teaching kids and young adults about money early on is like giving them a superpower. And not the kind where they can fly\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/paragon-wealth.com\/wp-content\/uploads\/paragon-logo.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#blogposting\",\"name\":\"Paragon Perspectives: Financial Smarts for Kids and Young Adults - Paragon Wealth Management\",\"headline\":\"Paragon Perspectives: Financial Smarts for Kids and Young Adults\",\"author\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/author\\\/loriparagon-wealth-com\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/paragon-wealth.com\\\/wp-content\\\/uploads\\\/Slide1-8.JPG\",\"width\":1280,\"height\":720},\"datePublished\":\"2025-02-02T15:08:39+00:00\",\"dateModified\":\"2025-02-02T15:08:40+00:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#webpage\"},\"articleSection\":\"Blog\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/paragon-wealth.com\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#listItem\",\"name\":\"Paragon Perspectives: Financial Smarts for Kids and Young Adults\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#listItem\",\"position\":2,\"name\":\"Paragon Perspectives: Financial Smarts for Kids and Young Adults\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/#listItem\",\"name\":\"Home\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/#organization\",\"name\":\"Paragon Wealth Management\",\"description\":\"Dedicated to professionally supporting, educating, and providing informed direction to each and every client.\",\"url\":\"https:\\\/\\\/paragon-wealth.com\\\/\",\"telephone\":\"+16105857198\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/paragon-wealth.com\\\/wp-content\\\/uploads\\\/paragon-logo.png\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#organizationLogo\",\"width\":500,\"height\":153},\"image\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/paragonwealthdoylestown\",\"https:\\\/\\\/www.youtube.com\\\/@Paragon-Wealth\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/paragon-wealth-doylestown\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/author\\\/loriparagon-wealth-com\\\/#author\",\"url\":\"https:\\\/\\\/paragon-wealth.com\\\/author\\\/loriparagon-wealth-com\\\/\",\"name\":\"Lori Carroll\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#webpage\",\"url\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/\",\"name\":\"Paragon Perspectives: Financial Smarts for Kids and Young Adults - Paragon Wealth Management\",\"description\":\"Let\\u2019s be honest: when most of us were kids, \\u201cmoney management\\u201d meant deciding whether to spend our allowance on candy or save it for something big\\u2014like more candy. But here\\u2019s the thing: teaching kids and young adults about money early on is like giving them a superpower. And not the kind where they can fly\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/author\\\/loriparagon-wealth-com\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/author\\\/loriparagon-wealth-com\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/paragon-wealth.com\\\/wp-content\\\/uploads\\\/Slide1-8.JPG\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#mainImage\",\"width\":1280,\"height\":720},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\\\/#mainImage\"},\"datePublished\":\"2025-02-02T15:08:39+00:00\",\"dateModified\":\"2025-02-02T15:08:40+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/#website\",\"url\":\"https:\\\/\\\/paragon-wealth.com\\\/\",\"name\":\"Paragon Wealth Management\",\"description\":\"Dedicated to professionally supporting, educating, and providing informed direction to each and every client.\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/paragon-wealth.com\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>Paragon Perspectives: Financial Smarts for Kids and Young Adults - Paragon Wealth Management<\/title>\n\n","aioseo_head_json":{"title":"Paragon Perspectives: Financial Smarts for Kids and Young Adults - Paragon Wealth Management","description":"Let\u2019s be honest: when most of us were kids, \u201cmoney management\u201d meant deciding whether to spend our allowance on candy or save it for something big\u2014like more candy. But here\u2019s the thing: teaching kids and young adults about money early on is like giving them a superpower. And not the kind where they can fly","canonical_url":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"google-site-verification":"z0W3Lwmbkaf0vbTZSNWZ1MSuJVhEw-Ju3LMpUg0Jk1c","miscellaneous":""},"og:locale":"en_US","og:site_name":"Paragon Wealth Management - Dedicated to professionally supporting, educating, and providing informed direction to each and every client.","og:type":"article","og:title":"Paragon Perspectives: Financial Smarts for Kids and Young Adults - Paragon Wealth Management","og:description":"Let\u2019s be honest: when most of us were kids, \u201cmoney management\u201d meant deciding whether to spend our allowance on candy or save it for something big\u2014like more candy. But here\u2019s the thing: teaching kids and young adults about money early on is like giving them a superpower. And not the kind where they can fly","og:url":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/","og:image":"https:\/\/paragon-wealth.com\/wp-content\/uploads\/paragon-logo.png","og:image:secure_url":"https:\/\/paragon-wealth.com\/wp-content\/uploads\/paragon-logo.png","og:image:width":500,"og:image:height":153,"article:published_time":"2025-02-02T15:08:39+00:00","article:modified_time":"2025-02-02T15:08:40+00:00","article:publisher":"https:\/\/www.facebook.com\/paragonwealthdoylestown","twitter:card":"summary_large_image","twitter:title":"Paragon Perspectives: Financial Smarts for Kids and Young Adults - Paragon Wealth Management","twitter:description":"Let\u2019s be honest: when most of us were kids, \u201cmoney management\u201d meant deciding whether to spend our allowance on candy or save it for something big\u2014like more candy. But here\u2019s the thing: teaching kids and young adults about money early on is like giving them a superpower. And not the kind where they can fly","twitter:image":"https:\/\/paragon-wealth.com\/wp-content\/uploads\/paragon-logo.png","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#blogposting","name":"Paragon Perspectives: Financial Smarts for Kids and Young Adults - Paragon Wealth Management","headline":"Paragon Perspectives: Financial Smarts for Kids and Young Adults","author":{"@id":"https:\/\/paragon-wealth.com\/author\/loriparagon-wealth-com\/#author"},"publisher":{"@id":"https:\/\/paragon-wealth.com\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/paragon-wealth.com\/wp-content\/uploads\/Slide1-8.JPG","width":1280,"height":720},"datePublished":"2025-02-02T15:08:39+00:00","dateModified":"2025-02-02T15:08:40+00:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#webpage"},"isPartOf":{"@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#webpage"},"articleSection":"Blog"},{"@type":"BreadcrumbList","@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/paragon-wealth.com\/#listItem","position":1,"name":"Home","item":"https:\/\/paragon-wealth.com\/","nextItem":{"@type":"ListItem","@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#listItem","name":"Paragon Perspectives: Financial Smarts for Kids and Young Adults"}},{"@type":"ListItem","@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#listItem","position":2,"name":"Paragon Perspectives: Financial Smarts for Kids and Young Adults","previousItem":{"@type":"ListItem","@id":"https:\/\/paragon-wealth.com\/#listItem","name":"Home"}}]},{"@type":"Organization","@id":"https:\/\/paragon-wealth.com\/#organization","name":"Paragon Wealth Management","description":"Dedicated to professionally supporting, educating, and providing informed direction to each and every client.","url":"https:\/\/paragon-wealth.com\/","telephone":"+16105857198","logo":{"@type":"ImageObject","url":"https:\/\/paragon-wealth.com\/wp-content\/uploads\/paragon-logo.png","@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#organizationLogo","width":500,"height":153},"image":{"@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#organizationLogo"},"sameAs":["https:\/\/www.facebook.com\/paragonwealthdoylestown","https:\/\/www.youtube.com\/@Paragon-Wealth","https:\/\/www.linkedin.com\/company\/paragon-wealth-doylestown\/"]},{"@type":"Person","@id":"https:\/\/paragon-wealth.com\/author\/loriparagon-wealth-com\/#author","url":"https:\/\/paragon-wealth.com\/author\/loriparagon-wealth-com\/","name":"Lori Carroll"},{"@type":"WebPage","@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#webpage","url":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/","name":"Paragon Perspectives: Financial Smarts for Kids and Young Adults - Paragon Wealth Management","description":"Let\u2019s be honest: when most of us were kids, \u201cmoney management\u201d meant deciding whether to spend our allowance on candy or save it for something big\u2014like more candy. But here\u2019s the thing: teaching kids and young adults about money early on is like giving them a superpower. And not the kind where they can fly","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/paragon-wealth.com\/#website"},"breadcrumb":{"@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#breadcrumblist"},"author":{"@id":"https:\/\/paragon-wealth.com\/author\/loriparagon-wealth-com\/#author"},"creator":{"@id":"https:\/\/paragon-wealth.com\/author\/loriparagon-wealth-com\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/paragon-wealth.com\/wp-content\/uploads\/Slide1-8.JPG","@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#mainImage","width":1280,"height":720},"primaryImageOfPage":{"@id":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/#mainImage"},"datePublished":"2025-02-02T15:08:39+00:00","dateModified":"2025-02-02T15:08:40+00:00"},{"@type":"WebSite","@id":"https:\/\/paragon-wealth.com\/#website","url":"https:\/\/paragon-wealth.com\/","name":"Paragon Wealth Management","description":"Dedicated to professionally supporting, educating, and providing informed direction to each and every client.","inLanguage":"en-US","publisher":{"@id":"https:\/\/paragon-wealth.com\/#organization"}}]}},"aioseo_meta_data":{"post_id":"7419","title":null,"description":null,"keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"limit_modified_date":false,"reviewed_by":null,"open_ai":{"title":{"suggestions":[],"usage":0},"description":{"suggestions":[],"usage":0}},"created":"2025-02-02 15:01:14","updated":"2025-02-02 15:17:16"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/paragon-wealth.com\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/paragon-wealth.com\/category\/blog\/\" title=\"Blog\">Blog<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\tParagon Perspectives: Financial Smarts for Kids and Young Adults\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/paragon-wealth.com"},{"label":"Blog","link":"https:\/\/paragon-wealth.com\/category\/blog\/"},{"label":"Paragon Perspectives: Financial Smarts for Kids and Young Adults","link":"https:\/\/paragon-wealth.com\/paragon-perspectives-financial-smarts-for-kids-and-young-adults\/"}],"_links":{"self":[{"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/posts\/7419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/comments?post=7419"}],"version-history":[{"count":2,"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/posts\/7419\/revisions"}],"predecessor-version":[{"id":7422,"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/posts\/7419\/revisions\/7422"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/media\/7420"}],"wp:attachment":[{"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/media?parent=7419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/categories?post=7419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paragon-wealth.com\/wp-json\/wp\/v2\/tags?post=7419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}